sw park
KR • 4/9/2026
Account banned with changing reason
Account banned with changing reason I had a LucidFlex funded account and was permanently banned citing "fraud" and "cross-user copy trading." The only basis given was that my account and a family member's account shared the same IP address and physical address — which is inevitable when two family members live together and trade from the same household. Both accounts passed Lucid's own KYC and liveness verification independently, confirming we are two separate, verified individuals. We operated within Lucid's stated household account limits at all times. When I submitted a formal appeal with these facts, the response was simply: "the decision was made by higher authority and is final." No specific evidence was provided. No trade data was cited. No explanation of how independent trading by family members constitutes fraud. What makes this worse: my mother's account received a different reason for the ban — "chargeback" — despite the fact that she confirmed directly with her card issuer that no chargeback was ever filed. The reason changed after she submitted her appeal. Lucid allows family/household accounts by policy, but appears to use pattern-matching algorithms to flag and ban accounts around payout time without providing any substantive evidence to affected traders. I would caution anyone trading with family members from the same household to be aware of this risk.
